Thorough Chapter 13 Bankruptcy Attorneys in Southwest Michigan
Are your debts out of control? Do you find it difficult to pay your bills? Are you behind in your mortgage payments and threatened with foreclosure?
You may be able to get a new start and debt relief by filing bankruptcy. Many of your debts could be reduced or eliminated. Foreclosure, repossession and garnishment actions can stop. Your finances could be placed on a sure footing, and you can once again look to the future with hope, not apprehension.
To learn about your debt relief options, call David G. Moore, Attorney at Law, at (269) 808-8007.
How Chapter 13 Bankruptcy Works
At our law firm, we help people get debt relief and a fresh start through Chapter 13 bankruptcy and Chapter 7 bankruptcy. In a free initial consultation, we can explain the bankruptcy system, answer your questions and help you make the decisions that are right for you. If Chapter 13 is not appropriate given your situation, we can explore the possibility of getting debt relief through Chapter 7 bankruptcy or a nonbankruptcy solution.
Chapter 13 is especially appropriate for people who have regular incomes and assets they wish to protect, such as a home or small business. In Chapter 13, a bankruptcy trustee sets up a three- to five-year debt repayment plan. You make affordable monthly payments to the trustee, and at the end of the payment period, your remaining dischargeable unsecured debts (such as credit card bills, medical debts) are eliminated.
Generous exemptions can enable you to keep much or all your property, such as vehicles, personal property and retirement funds. Chapter 13 also serves to protect your credit rating to a greater degree than Chapter 7.
Take Action Now To Save Your Home
Chapter 13 can stop foreclosure in its tracks. By filing Chapter 13 bankruptcy, we can save your home any time up to the foreclosure sale. But the sooner our lawyers take action on your behalf, the better off you will be. If you are threatened with the loss of your home, contact our law firm as soon as possible. When we file your bankruptcy petition, a threatened foreclosure stops immediately.
Free Consultation With A Lawyer
We are a debt relief agency. We help people file for bankruptcy relief under the Bankruptcy Code.